Features & Amenities

Interior

  • Total Bedrooms

    3

  • Bathrooms

    2

  • Cooling YN

    YES

  • Cooling

    Central Air, Electric

  • Pet friendly

    N/A

Exterior

  • Garage

    No

  • Construction Materials

    Stucco

  • Other Exterior Features

    Private Yard

  • Parking

    Attached, Garage

  • Patio and Porch Features

    Patio, Porch, Enclosed, Screened

  • Pool

    Yes

  • Pool Features

    Community

Area & Lot

  • Property Type

    Residential

  • Property Sub Type

    Single Family Residence

  • Architectural Style

    Contemporary

Price

  • Sales Price

    $495,000

  • Tax Amount

    $4,852.08

  • Zoning

    Resid Single Family

  • Sq. Footage

    N/A

  • Price/SqFt

    N/A

HOA

  • Association

    YES

  • Association Fee

    $249

  • Association Fee Frequency

    Quarterly

  • Association Fee Includes

    N/A

School District

  • Elementary School

    Hutchinson Beach

  • Middle School

    Surfside

  • High School

    Arnold

Property Features

  • New Construction

    NO

  • Sewer

    Public Sewer

  • Water Source

    Public

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Location

County

Bay

Elementary School

Hutchinson Beach

Middle School

Surfside

High School

Arnold

Listing Courtesy of Bubba McCants , EXP Realty LLC

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Maria Howell

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Palmetto Trace w/ community pool! Located in the highly sought-after Palmetto Trace community, this 3-bedroom, 2-bath home puts you right in the center of Panama City Beach--just minutes from Pier Park, Frank Brown Park, and the beach. Inside, you'll find a functional split floor plan with an open living space, vaulted ceilings, and plenty of natural light. The kitchen flows easily into the main living and dining areas, making it practical for everyday living and easy to entertain when needed. Fresh interior paint gives the home a clean, updated feel. The primary suite is set apart from the secondary bedrooms and offers good space, a walk-in closet, and a private bath with double vanities.  On the opposite side of the home, two additional bedrooms and a full bath provide flexibility for guests, family, or a home office. Out back, enjoy a screened-in patio that gives you that indoor-outdoor living buyers want, along with a fenced yard that's easy to maintain. With a roof replaced in 2023 and access to two community pools, this home checks the boxes for both comfort and peace of mind. Palmetto Trace is golf cart-friendly, with sidewalks throughout, making it easy to get around and enjoy everything nearby. You're just minutes from Pier Park, with quick access to shopping, dining, nightlife, and entertainment, including local favorites, beach access, and Topgolf. If you're looking for location, convenience, and a solid home in a strong price range, this one is worth a look. Schedule your showing today.

232 Middleburg Drive

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Related Properties

This property features gorgeous water views from the living area, bedrooms, and balcony. 
Key highlights for this spectacular corner unit include:
 A cozy fireplace in the family room and a fabulous balcony perfect for morning coffee and evening cocktails.
Access to a marina for your boat and a pool with a beautiful view of the bay. A storage unit located on the same floor as the unit and a designated covered parking space. Amenities include a fitness center, private marina, fenced dog park and MORE!
The unit has a NEW washer and dryer and HVAC!
#999231

Panama City Beach

6422 W Highway 98 UNIT 906

3 Beds

3 Baths

1,916 Sq.Ft.

$559,000

MLS#: 999231

New on site today
Fully Remodeled Turnkey Vacation Rental | Exceptional Investment Opportunity | Gulf Views | Proven Income Producer. Welcome to this beautifully renovated, turnkey short-term rental located in the highly sought-after Sago Park Townhomes on Thomas Drive, one of Panama City Beach's top-performing vacation rental destinations. With neighboring townhomes consistently generating over $65,000 in annual rental income, this meticulously updated property is perfectly positioned to continue delivering outstanding returns for its next owner. No expense has been spared in transforming this home into a premium vacation rental. The property underwent a comprehensive renovation, taken down to the wall studs and completely rebuilt with quality craftsmanship and modern coastal finishes throughout. Virtually everything was replaced, including: • Luxury Vinyl Plank (LVP) flooring throughout • Custom cabinetry in the kitchen and bathrooms • Elegant quartz countertops • New plumbing and lighting fixtures • Complete bathroom renovations with custom tile work • New LG kitchen appliances • Stylish, high-quality furnishings throughout The current owner has continued investing in the property to ensure it remains in top condition, including: • New HVAC evaporator coil (September 2025) • New upstairs mini-split system (August 2025) a $9,000 upgrade, professionally relocated from the front porch to the side of the home for improved aesthetics and functionality • Updated upstairs lighting. " New bathroom lighting, fixtures, and cabinet hardware " New ceiling fan in the primary suite " Expanded driveway with approximately $5,000 in improvements " Hard-wired smoke detector system, fully compliant and ready for continued short-term rental operation. As a desirable end-unit townhome, this residence offers added privacy, extra natural light, and even a glimpse of the Gulf. Located just one block from dedicated beach access, you'll enjoy the perfect combination of peaceful surroundings and unbeatable convenience. The thoughtfully designed floor plan features the main living area upstairs, where soaring ceilings and abundant natural light create an inviting space for entertaining. Guests will appreciate the convenient upstairs half bath, while downstairs you'll find two spacious primary suites, each with beautifully renovated private bathrooms featuring custom tile, modern cabinetry, updated fixtures, and designer finishes. The laundry area, complete with washer and dryer, is conveniently located on the lower level. Step outside the rear door of the second primary suite and you'll find the community pool just steps away, making this an ideal retreat for owners and vacation guests alike. Whether you're searching for a high-performing investment property, a second home, or the perfect beach getaway, this exceptional Sago Park townhome offers proven rental income, premium renovations, Gulf views, and an unbeatable Thomas Drive location just moments from the sugar-white sands of Panama City Beach. This is the turnkey investment opportunity you've been waiting for!
Agent to Agent Remarks: Please use Showing Time. Vacant and easy to show. Seller located their forever home and is selling this. They planned on renting it but life had different plans. Supra on side door (left side of home). Key in Supra controls the front door, not the side door. Please call Mike Herring, 850.321.0917, if you need additional information.
#1006784

Panama City Beach

6724 Thomas Drive

2 Beds

2 Baths

1,548 Sq.Ft.

$539,000

MLS#: 1006784

New on site 1 day ago
4BR/3.5BA Azalea floor plan in Emerald Cove Villas. Assumable 2.5% VA loan and paid-off solar panels. Built 2020. Over $58K Seller Upgrades!

ASSUMABLE 2.5% VA LOAN AVAILABLE FOR QUALIFIED BUYERS PLUS FULLY PAID SOLAR PANELS CONVEY AT CLOSING.

Welcome to 357 Emerald Cove Street, where modern coastal living meets exceptional value in one of Panama City Beach's most desirable newer communities. Situated on a premium lot in Emerald Cove Villas, this 4-bedroom, 3.5-bathroom Azalea floor plan offers approximately 2,470 square feet of thoughtfully designed living space.

One of the home's most compelling advantages is the opportunity for qualified buyers to assume the existing VA loan with a 2.5% interest rate. In today's market, opportunities like this are increasingly rare. Adding even more value, fully paid-off solar panels to convey at closing, allowing the next owner to enjoy the benefits of energy-efficient living with fully-owned solar panels from day one.

Designed for both everyday functionality and entertaining, the highly sought-after Azalea floor plan features a first-floor primary suite, providing privacy and convenience rarely found at this price point. The open-concept kitchen includes a center island, pantry, recessed lighting, an updated backsplash, and a newer refrigerator and flows seamlessly into the dining and living spaces. Upstairs, three additional bedrooms are complemented by a spacious bonus living area that can easily serve as a media room, home offic fitness space, or second gathering area. Move-in-ready improvements continue throughout the property. Upgraded interior paint, a security system, garage shelving, additional outdoor storage, and an outdoor shower enhance everyday living. Outside, professionally enhanced landscaping/hardscaping creates a welcoming backyard retreat complete with fruit trees including peach, lemon, and orange varieties. Stone accents, paver details, covered porches, and a fully fenced backyard with fruit trees backing up to preserve add both beauty and practicality.

Emerald Cove Villas has become a favorite among buyers seeking newer construction with convenient access to everything Panama City Beach has to offer. Located conveniently just north of the Hathaway Bridge, residents enjoy a community dog park, sidewalks, and street lighting, all with low HOA fees and a prime location just minutes from retail, dining, recreation, NSA Panama City, St Andrews Bay Marinas, the Panama City Beach Sports Complex, and the Gulf's sugar-white beaches and.  The location also provides convenient access to NSA Panama City and Tyndall Air Force Base.

Offered at $455,000, this home delivers a combination of features that is increasingly difficult to find: newer construction, a flexible floor plan, fully-owned solar panels providing very low utility bill, a premium preserve-view lot, and the potential advantage of an assumable 2.5% VA loan for qualified buyers.

If you've been waiting for a large 4 BR Panama City Beach home that offers a great location, gorgeous curb appeal and style, thoughtful upgrades and energy efficiencies, 357 Emerald Cove Street deserves your attention. Schedule your private showing and experience firsthand why this home stands apart from the competition. Catch it while you can!
#1006125

Panama City Beach

357 Emerald Cove Street

4 Beds

3 Baths

2,470 Sq.Ft.

$455,000

MLS#: 1006125

New on site 2 days ago
Edgewater Beach View Villa #3311, now offered for sale in the highly sought-after Edgewater Beach & Golf Resort. This gated, amenity-rich community features an impressive 11,000-square-foot lagoon-style pool, plus 10 additional heated pools, hot tubs, on-site restaurants and bars, a nine-hole golf course, tennis and pickleball courts, and more. This fully furnished second-floor condo offers beautiful beach views from the living room, primary bedroom, and private balcony. Designed for both comfort and convenience, the villa provides the perfect balance of resort-style living with the privacy of a low-rise unit. Parking is located just outside the front door, and the condo is ideally positioned near one of the pools. Beach access is quick and easy, either by a short walk across a two-lane street or via the complimentary tram service to the lagoon pool and beachfront. Just outside the gated entrance, you'll find restaurants, entertainment options, shopping, a liquor store, convenience store, and a bowling alley. The Bay County Pier is also just two blocks away. #3311 is a very desirable rental location. Seller generated $38,000 rental income in 2025. Inside, the condo features a newly upgraded, fully equipped kitchen and a full-size washer and dryer, offering both comfort and practicality for full-time living or vacation stays. Owners & guests enjoy peace of mind with 24-hour security and villa-front parking. To schedule a showing, call Richard Holt at 850-247-9900
#1006609

Panama City Beach

520 N Richard Jackson Boulevard UNIT 3311

2 Beds

2 Baths

1,254 Sq.Ft.

$399,990

MLS#: 1006609

New on site 3 days ago
Welcome to your perfect beach getaway! Celadon Beach Resort is a well-managed association with solid financials, completed structural integrity study and strong leadership, offering confidence and peace of mind for owners and investors alike. This beautifully updated 1-bedroom, 2-bathroom condo with hall bunks and a pullout sofa offers a comfortable, stylish retreat directly on the sugar-white sands of Panama City Beach. Never used as a short-term rental, this well-cared-for unit presents in exceptional condition and offers a rare opportunity to own a truly turn-key beachfront property. Thoughtfully upgraded with refined designer touches throughout, the condo features upgraded appliances, luxury vinyl plank flooring, and tasteful finishes that create a modern coastal feel far above the typical beach rental. Spend the day on the beach or by one of the two sparkling pools -- including one heated for year-round enjoyment -- then unwind on the large private balcony while taking in breathtaking sunset views and the relaxing sound of the waves. With beach access and resort-style amenities, this property is ideal as a peaceful personal retreat, second home, or short-term rental investment. Don't miss your chance to own your slice of paradise on the World's Most Beautiful Beaches!
#1006508

Panama City Beach

17757 Front Beach Road 904

1 Beds

2 Baths

846 Sq.Ft.

$418,000

MLS#: 1006508

Spacious 4BR end-unit townhome in the peaceful waterfront community of Miller's Landing, offering the perfect blend of coastal living and value just minutes from 30A. Enjoy direct access to Lake Powell, one of Florida's rare coastal dune lakes, where boating, kayaking, paddleboarding, and fishing are just steps from your door.

Inside, you'll find 9-foot ceilings, quartz countertops, modern finishes, generous storage, and an open layout with plenty of room for family and guests. The private upstairs balcony provides the perfect spot to unwind after a day on the water.

Community amenities include a lakefront pool, private day dock, and shoreline for easy kayak and paddleboard launches. A public boat ramp just one block away offers convenient access for larger boats. Whether you're looking for a primary residence, second home, or investment property, Miller's Landing delivers an unbeatable waterfront lifestyle without the 30A price tag.

For more information or to schedule a showing, contact Conor Gillespie at (850) 687-1319.
#1006469

Panama City Beach

22950 Ann Miller Road

4 Beds

3 Baths

1,931 Sq.Ft.

$575,000

MLS#: 1006469

Unit 3-2005, a  20th-floor condominium at Calypso Tower III, presents a compelling investment opportunity, along with one of the best views of the gulf, from one of Panama City Beach's most sought-after beachfront locations, just steps from Pier Park and provides direct Gulf access. This spacious one-bedroom, two full bath floor plan is designed to comfortably sleep six. The unit features a primary suite, custom-built hall bunks, and a sleeper sofa, maximizing occupancy potential while maintaining livability. Two full bathrooms adds significant functional value, supporting premium nightly rates. From its elevated 20th-floor vantage point, enjoy front-row views of the Pier Park pier, where seasonal holiday fireworks illuminate the sky over the Gulf, creating a spectacular backdrop from your oversized private balcony.  Offered fully furnished and turnkey, this property is positioned for immediate rental placement with no additional setup required. Quartz countertops in the kitchen and bathrooms, custom light fixtures, custom window treatments and wainscoting throughout elevate the interior beyond typical builder-grade finishes, creating a differentiated product within a competitive short-term rental market. The open-concept kitchen, complete with GE stainless steel appliances, appeals to families and extended-stay guests, broadening its rental audience. Completed in 2020, Tower III offers modern construction and newer systems, helping mitigate near-term capital expenditure concerns often associated with older beachfront buildings. Resort-style amenities, including a seasonally heated zero-entry pool, hot tub, fire pit, fitness center, tiki bar, rentable cabanas, on-site dining, and deeded beach access approximately 400 feet away, enhance guest experience and drive repeat bookings. The property's five-minute walk to Pier Park, with its dining, shopping, entertainment venues, Top Golf, SkyWheel, movie theater, and family attractions, further strengthens occupancy performance and seasonal rate potential. With six-person occupancy, two full baths, 20th-floor Gulf views, and its' premier location, this residence is strategically positioned to capture strong rental demand while offering long-term appreciation potential along the Florida Gulf Coast.

Golden hour, elevated. The views from this unit are stunning and delivers front-row seats to breathtaking sunsets that melt into the horizon night after night. Coastal luxury meets sky-high serenity... this is where every evening feels like a private show!
#999125

Panama City Beach

15928 Front Beach Road # 32005

1 Beds

2 Baths

1,103 Sq.Ft.

$414,900

MLS#: 999125

Welcome to Palmetto Trace, a golf cart-friendly community offering convenient access to Pier Park, Frank Brown Park, and the white sand beaches of Panama City Beach. Residents enjoy sidewalks throughout the neighborhood, flowering trees, pet-friendly walking areas, two community pools, low quarterly HOA dues, and garbage service provided by the HOA. This well-maintained home features a split-bedroom floor plan with spacious bedrooms and an inviting layout. The kitchen offers a large pantry, newer appliances, and a sunny breakfast nook overlooking the peaceful backyard where mature flowering trees create a beautiful setting throughout the seasons. Step outside to the screened porch, an ideal place to enjoy Florida's outdoor lifestyle while taking in the backyard views and local wildlife. The oversized two-car garage provides ample space for vehicles and additional storage. Recent updates include a roof installed in December 2018 with a 40-year shingle, a water heater replaced in June 2023, and a freshly painted exterior. Pride of ownership is evident throughout this exceptionally cared-for home, offering a move-in ready opportunity in one of Panama City Beach's most desirable communities.
#1006465

Panama City Beach

206 Middleburg Drive

3 Beds

2 Baths

1,657 Sq.Ft.

$435,000

MLS#: 1006465

Rare opportunity to own 1.125 acres in Panama City Beach with no HOA. Located on a corner lot, this 4-bedroom, 2.5-bath home offers a split floor plan, 3-car garage, in-ground pool, hot tub, and a large screened porch designed for year-round outdoor living and entertaining. The living room is centered around a fieldstone natural gas powered fireplace and opens to the kitchen, which features a gas stove, pantry, water filtration system, and plenty of workspace. The primary suite offers direct access to the pool area, a large walk-in closet, and a private bath. On the opposite side of the home, the fourth bedroom provides flexibility for guests, a home office, or hobby space and includes private access to the screened lanai. Step outside to enjoy the nice sized pool, hot tub, and spacious outdoor living area. Whether hosting friends, grilling out, or simply enjoying the Florida weather, this space was built to be used. One of the property's most unique features is its three-sided street frontage, with Laird Street at the front, Jersey Court along the side, and Kingman Street at the rear. This uncommon layout provides excellent accessibility, added privacy, and future flexibility that is difficult to find in Panama City Beach. Conveniently located near shopping, restaurants, schools, and Naval Support Activity Panama City, this property offers the space and freedom of acreage living while remaining just minutes from the Gulf's white-sand beaches.
#1006329

Panama City Beach

7600 Laird Street

4 Beds

2 Baths

2,390 Sq.Ft.

$575,000

MLS#: 1006329

Welcome to Regency Towers 712, a beautifully maintained beachfront condo located on the highly sought after East End of Panama City Beach. This fully furnished 2 bedroom 2 bathroom condo is 100% turnkey and rental ready, making it an excellent opportunity for investors, second home buyers, or those seeking their own piece of paradise on the Emerald Coast.
Positioned on a lower floor for convenient access, this beachfront unit offers stunning Gulf views and the opportunity to enjoy both breathtaking sunrises and  sunsets from your private balcony. The spacious primary suite features a king size bed, private balcony access, and beautiful Gulf views. The guest bedroom is thoughtfully designed with two sets of bunk beds, maximizing sleeping capacity and rental potential. Comfortably accommodating up to 8 guests, this condo is currently enrolled in Regency Towers' on-site rental program and is ready to continue generating income from day one.
Regency Towers is one of Panama City Beach's most beloved beachfront communities, offering an exceptional lineup of amenities including 24-hour security, two Gulf front swimming pools (one heated seasonally), an indoor hot tub, fitness center, game room, owner's lounge, picnic area, private beach access, and the popular on-site Sandbar restaurant available to owners and guests.
Located on the desirable East End of Panama City Beach, you'll be just minutes from local favorites including Schooners, Patches Pub, Captain Jack's, Captain Anderson's Marina, and St. Andrews State Park.
Whether you're looking for a vacation getaway, investment property, or both, Regency Towers 712 represents the BEST value currently available in the complex. Priced to sell, this beachfront condo offers the perfect combination of location, amenities, rental potential, and coastal lifestyle.
#1006195

Panama City Beach

5801 Thomas Drive UNIT 712

2 Beds

2 Baths

1,144 Sq.Ft.

$415,000

MLS#: 1006195

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